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Together We Can Find the Home of Your Dreams!
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How much can you afford
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Annual Income |
Monthly Income |
Home Price +/- 10% |
Estimated PI at 6% for 30 years |
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$15,000 |
$1,250 |
$33,750 |
$202.33 |
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$20,000 |
$1,667 |
$45,000 |
$269.78 |
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$25,000 |
$2,083 |
$56,250 |
$337.22 |
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$30,000 |
$2,500 |
$67,500 |
$404.66 |
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$35,000 |
$2,917 |
$78,750 |
$472.11 |
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$40,000 |
$3,333 |
$90,000 |
$539.55 |
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$45,000 |
$3,750 |
$101,250 |
$606.99 |
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$50,000 |
$4,167 |
$112,500 |
$674.44 |
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$55,000 |
$4,583 |
$123,750 |
$741.88 |
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$60,000 |
$5,000 |
$135,000 |
$809.33 |
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$65,000 |
$5,417 |
$146,250 |
$876.77 |
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$70,000 |
$5,833 |
$157,500 |
$944.21 |
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$75,000 |
$6,250 |
$168,750 |
$1,011.66 |
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$80,000 |
$6,667 |
$180,000 |
$1,079.10 |
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$85,000 |
$7,083 |
$191,250 |
$1,146.54 |
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$90,000 |
$7,500 |
$202,500 |
$1,213.99 |
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$95,000 |
$7,917 |
$213,750 |
$1,281.43 |
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| This is for a general price range only. Your home loan eligibility will depend on several factors including credit history, monthly debt, total income, and length of employment. |
How Much Can You Afford?
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Let me help you find out what you can afford!
My mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.
Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To e-mail yourself a copy of your results, click the Receive this Detailed Analysis link.

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Results
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Receive this Detailed Analysis
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Your Monthly Payments
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Information Needed for Your Loan Application
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Here is a list of items and information you will typically need for a home loan application:
- Social Security Numbers
- Residence for last 2 years
- Name of current Mortgage lender for all real estate owned with account numbers, phone numbers, and/or cancelled checks for last 12 months
- Current landlord's name and phone number or cancelled checks for the last 12 months
- Employment Pay Stubs for last 30 days
- Previous 2 months statements on all accounts (bank, credit union, stock broker) and documentation to prove source of sizeable recent deposits
- IRA/Keogh/401K/Profit Sharing - Most recent statements covering a 2 month period
- Coupon book or most recent statement on all Loans with balances
- Addresses of other real estate owned and leases
- College Diploma or Transcript if Student within last 2 years
- Obligation to pay Child Support/Alimony - Copy of Divorce Decree
- Copy of Bankruptcy papers, if applicable
- Statement of Service or DD214 - VA Loans Only
- Self-employed borrowers need last 2 years complete tax returns, YTD Profit & Loss/Balance Sheet prepared by a Third Party Accountant
Additional information may be required depending on the type of loan or your particular circumstances. |
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